Total Banking Asset as Percentage of GDP

Total Banking Asset as Percentage of GDP Negative interest rates have a big impact on the profitability of banks and screw up the economy. Image: BofA Merrill Lynch Global Research

Why the US Banking System Is Divided in Two Groups?

Why the US Banking System Is Divided in Two Groups? The delinquency rate on credit-card loans at all commercial banks is very low, whereas the delinquency rate on credit-card loans is high only at commercial banks other than the 100 largest banks. The US banking system is divided in two groups: small banks accept high…

U.S. Credit Card Charge-Off Rates Since 2007

U.S. Credit Card Charge-Off Rates Since 2007 This chart shows that small banks accept high credit risks, while large banks reject high credit risks. You may also like “Why the US Banking System Is Divided in Two Groups?“

Chicago Fed National Financial Conditions Index

Chicago Fed National Financial Conditions Index Before a coming recession, watch closely the financial conditions indicator. It provides an update on US financial conditions in money markets, debt, equity markets and the traditional & “shadow” banking systems. This superb indicator is key for forecasting the future. If financial conditions tighten sharply, then it indicates a…