Search Results for: interest rate

U.S. Real Interest Rates and Recessions Currently, U.S. real interest rates are negative. In recent history, real interest rates were at least above 1.8% (orange line) before a recession.

How Major Central Banks Will Change Interest Rates by the End of 2020 Chart suggesting that 2020 appears to be a quieter year for monetary policy. Image: Bloomberg

Cumulative Interest Rate Cuts in OECD Countries Central banks in OECD countries haven’t cut this much since the Great Financial Crisis. Image: Deutsche Bank Global Research

U.S. Interest Rate-Growth Differential and Short-Term Lending Rate Since 1880, U.S. interest rates have been higher than growth 32% of the time. Image: Goldman Sachs Global Investment Research

U.S. Labor Productivity and Real Interest Rates Chart suggesting that low real interest rates have a major impact on U.S. labor productivity growth Image: Gavekal, Macrobond

Commercial Bank – Credit Cards Interest Rate In the United States, the average credit card interest rate is 17.39%, at highest level in decades.  Is the U.S. consumer doing well? Image: Deutsche Bank Global Research

U.S. Unemployment Change and Real Interest Rate at Time of Yield Curve Inversion Looking at real interest rates can provide some insight about the severity of a recession before it starts. This chart suggests that unemployment could increase significantly during the next recession.

Demographics and Interest Rates Interesting chart suggesting that demographics explain bond yields. Image: Fidelity Investments

Interest Rates for Personal Loans and Credit Cards Diverge Due to the growing spread, many borrowers take out personal loans to pay off credit card debt. Image: Axios

U.S. Interest Rates Make the Dollar More Attractive The strong dollar is the result of higher U.S. interest rates and the fact that the U.S. economy is outperforming the world. But Fed rate cuts are coming. Image: Financial Times