U.S. Rates

U.S. Rates Chart showing the dramatic plunge in interest rates over the past 10 months. On the positive side, the equity risk premium (ERP) is now higher. Picture source: Fidelity Investments

S&P 500 and U.S. GDP Long-Term Growth Rates

S&P 500 and U.S. GDP Long-Term Growth Rates Interesting chart showing the long-term growth rates of the S&P 500 and U.S. nominal GDP since 1920. Picture source: Lohman Econometrics

World’s Central Banks Are Cutting Rates

World’s Central Banks Are Cutting Rates World’s central banks are lowering interest rates, in order to boost money supply in the economy and stimulate economic growth. Picture source: Charles Schwab

Gold vs. Real U.S. Rates

Gold vs. Real U.S. Rates The chart shows the nice correlation between real U.S. rates (inverted) and the price of gold as a defensive asset. Picture source: Richardson GMP

EUR/USD and 10-Year Rates Differential

EUR/USD and 10-Year Rates Differential The chart shows the Euro vs. US Dollar (EUR/USD) and how a 10-year rates differential corresponds to a stronger or weaker US dollar. Picture source: Oxford Economics, Macrobond

U.S. Interest Rates Make the Dollar More Attractive

U.S. Interest Rates Make the Dollar More Attractive The strong dollar is the result of higher U.S. interest rates and the fact that the U.S. economy is outperforming the world. But Fed rate cuts are coming. Picture source: Financial Times

U.S. Monthly Average 30-Year Fixed Mortgage Rates

U.S. Monthly Average 30-Year Fixed Mortgage Rates Keep in mind that mortgage costs are influenced by the 10-year Treasury yield. 30-year mortgage rates = 1.739 x (10-year treasury yield)² + 0.7755 x (10-year treasury yield) + 0.0227(R² = 0.9787) You may also like “30-Year Mortgage Rates vs. 10-Year Treasury Yield.” Picture source: Leonard Kiefer