Terms and Conditions of Use

Welcome to ISABELNET

These terms and conditions outline the rules and regulations for the use of ISABELNET’s website.

ISABELNET S.A. is located at:

51 Cite Joseph Brebsom, L-4046 Esch-sur-Alzette, GRAND DUCHY OF LUXEMBOURG (LU)

(Company Registration Number: B66007)

By accessing this website we assume you accept these terms and conditions in full. Do not continue to use ISABELNET’s website if you do not accept all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements: “Client”, “You” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our”,“Us”, “ISABELNET” or “isabelnet.com”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration, or any other means, for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services/products, in accordance with and subject to, prevailing law of. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same.

– Subscription & Membership Renewal

The subscription is for a single user and no content should be shared or redistributed. Please contact us to learn about obtaining multiple licenses.

Your subscription will not be valid until ISABELNET accepts your registration.

When you subscribe to a membership :

– 1) Your Visa/MasterCard will be immediately charged with the subscription amount. ISABELNET will automatically debit your Visa/MasterCard on the anniversary of your subscription date until the subscription is terminated by you. Unless you notify ISABELNET that you wish to terminate your subscription, your subscription will be renewed automatically for successive terms of the same duration and your card will be charged for the subscription fee in effect at the time of the renewal. It is not possible to switch an annual subscription to a monthly subscription. To avoid the renewal fee, you must opt out of automatic renewal of your subscription PRIOR TO THE RENEWAL DATE.

– 2) You expressly waive your right of withdrawal. ISABELNET proposes the supply of digital content not supplied on a material medium, the execution of which has begun after prior express consent of the consumer and express waiver of his right of withdrawal in accordance with the article 222-9 of the Luxembourg Consumer Code.

– 3) You agree refunds are not given as you will have immediate access to the forecasting models and a cancellation prior to the end of your subscription period will not be entitled to a prorated refund of any payments. By signing up for an annual subscription, you receive a 15% discount on the normal price.

In the case you do not want to renew your membership, then send an email asking not to renew your membership toor fill out the contact form. Your membership will end and will not be renewed.

You must immediately notify ISABELNET if your Visa/MasterCard is no longer valid or your billing address has changed. If your Visa/MasterCard is expiring and you received a replacement card, please upgrade your new card on the “Renew Your Visa/MasterCard” page.  ISABELNET reserves the right to cancel your subscription if, for any reason, the billing of your recurring subscription amount fails.

As a subscriber, you agree to provide, maintain and update complete and accurate information about yourself. You agree to notify ISABELNET immediately of any changes to your registration information by contacting us by email  toor through the contact form.

You agree that you will not 4) use the website in any way that will violate any international, national, state or local law or regulation 5) transfer or resell your use of or access to our website to a third-party or permit anyone else to use the website through your subscription, email link, password or 6) Sell, reproduce, republish, broadcast, circulate, upload, transmit, post or distribute materials from the website in any manner. You are solely responsible for protecting the confidentiality of your password.

We may, in our sole discretion, seek your consent to the terms and conditions of this Agreement and certain other agreements on the website by means of an electronic signature by requesting you to affirmatively “click” on boxes containing the words “I Accept,” “I Agree” or other similar phrases (collectively, “Acceptance Terms”). If you “click” on the Acceptance Terms, your “click” will be deemed a legally binding electronic signature. You acknowledge and agree that you will carefully review any document or web page before making such an electronic signature.

ISABELNET reserves the right to change the fees for services and has no obligation to honor the lapsed contract pricing. You will be notified by email before the renewal of your subscription if we decide to impose new fees for services. If you do not want to pay the new fees, then you must cancel your subscription.

Past membership is neither a right nor a guarantee for future membership to ISABELNET services. We reserve the right not to renew your subscription at any time and for any reason, by sending a notice by email. In this case, your subscription will be canceled and will not be automatically renewed on the anniversary of your subscription date.

The password to access the restricted member section is intended for one single user only and is assigned to you. It is not permitted to share, transfer, assign or loan the password with friends, colleagues, family members and any person.

If the terms and conditions are not respected, or if we detect the password is being used by multiple people, then we reserve the right to terminate the membership any time, without a refund or recourse.

– Membership Upgrade

If you subscribed to a Basic Membership, you may subscribe to a Premium Membership or a Pro Membership.

If you subscribed to a Premium Membership, you may subscribe to a Pro Membership.

After the subscription, ISABELNET will debit your Visa/MasterCard in full and upgrade your membership. You will receive a confirmation by email and the period of your membership will be extended prorata temporis.

– No Financial Advice

ISABELNET does not provide any financial advice.

The opinion expressed in the website is for informational & educational purposes only and is not intended as advice to buy or sell securities.

You should never make a trading decision off opinions. Opinions should only serve as decision support tools in your own process that is unique to you.

The forecasts set forth may not develop as predicted. Past performance is no guarantee, nor is it indicative, of future results.

ISABELNET is not a bank, registered investment advisor, financial planner, financial analyst, securities broker or broker/dealer.

None of the information on the website is intended as investment advice, as an offer or solicitation of an offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security, company, or fund. ISABELNET is not responsible for any investment decision made by you. You are responsible for your own investment research and investment decisions.

The models’ signals should not be construed to be investment advice. There are no guarantees associated with any forecast. The opinions stated on the website could be wrong due to false signals from the models, or the models being incorrectly structured, incorrectly updated or incorrectly interpreted.

Your use of any information from the website is at your own risk and without recourse against ISABELNET, its owners, directors, officers, employees or content providers.

Visitors and members of the website are strongly encouraged to do their own research and to seek the advice of a qualified professional for any matters related to investing or their own individual financial circumstances.

– Cookies

We employ the use of cookies. By using ISABELNET’s website you consent to the use of cookies in accordance with ISABELNET’s privacy policy. Most of the modern day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies.

– License

Unless otherwise stated, ISABELNET and/or its licensors own the intellectual property rights for all material on ISABELNET. All intellectual property rights are reserved. You may view and/or print pages from https://www.isabelnet.com for your own personal use subject to restrictions set in these terms and conditions.

You must not:

Republish material from https://www.isabelnet.com

Sell, rent or sublicense material from https://www.isabelnet.com

Reproduce, duplicate or copy material from https://www.isabelnet.com

Redistribute content from ISABELNET (unless content is specifically made for redistribution).

– Hyperlinking to our Content

Organizations may link to our home page, to publications or to other website information without prior written approval, so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

Organizations may hyperlink to our website as follows:

– By use of our corporate name; or

– By use of the uniform resource locator (web address) being linked to; or

– By use of any other description of our website or material being linked to that makes sense within the context and format of content on the linking party’s site.

– External Link

ISABELNET has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ISABELNET of the site. Use of any such linked website is at the user’s own risk.

– Iframes

Without prior approval and express written permission, you may not create frames around our web pages or use other techniques that alter in any way the visual presentation or appearance of our website.

– Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our website. You agree to immediately remove all links to our website upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our website, you agree to be bound to and abide by these linking terms and conditions.  ISABELNET reserves the right to modify any of the service offerings over time. You will be responsible for reviewing any changes to the Agreement.

– Content Liability

We shall have no responsibility or liability for any content appearing on your website. You agree to indemnify and defend us against all claims arising out of or based upon your website. No link(s) may appear on any page on your website or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates infringement or other violation of, any third-party rights.

– Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

– limit or exclude our or your liability for death or personal injury resulting from negligence;

– limit or exclude our or your liability for fraud or fraudulent misrepresentation;

– limit any of our or your liabilities in any way that is not permitted under applicable law; or exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty. To the extent that the website and the information and services on the website are provided either free of charge or on a paying basis, we will not be liable for any loss or damage of any nature.

The possibility of services interruption from ISABELNET or from its suppliers, involuntary, either from internal or external origin, or voluntary due to an improvement in the services, or due to damages for the loss of data or business interruption, cannot be used to claim for damages or refund.

The materials on ISABELNET’s website are provided “as is”. ISABELNET does not warrant that any of the materials on its website are accurate, complete, or current. Information on the website comes from independent sources believed reliable but accuracy is not guaranteed and has not been independently verified. You assume complete responsibility and risk for your use of the website and your reliance thereon.

– Indemnification

Member agrees to indemnify and hold ISABELNET, its parent, its employees, its officers, its agents and content providers harmless from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to the attorney’s fees) arising from Member’s use of the website or from Member’s violation of this Agreement or any third-party’s rights including but not limited to copyright, property, and privacy rights. This indemnification and hold harmless obligation will survive this Agreement and Member’s use of the website.

– Applicable Law and Competent Courts

The laws of the Grand Duchy of Luxembourg are always applicable, and the courts of Luxembourg City have exclusive jurisdiction over disputes.

– Contact Information

If you have any queries regarding any of our terms, please contact us.

Last updated on April 28, 2019.