Personal Saving Rate and U.S. Household

Personal Saving Rate and U.S. Household The U.S. personal saving rate remains well below its long-term average, reflecting a trend of decreased savings and raising concerns about individuals’ financial security. Image: BofA Research Investment Committee

Average Net Worth per U.S. Household

Average Net Worth per U.S. Household The net worth of U.S. households has reached new highs, reflecting the ongoing strength of the U.S. economy and the robust performance of financial markets. Image: BofA Global Research

Equity – U.S. Households Aggregate Financial Asset Allocation

Equity – U.S. Households Aggregate Financial Asset Allocation Currently, U.S. households allocate 48% of their total financial assets to equities. This allocation reflects a high level of risk exposure, as equities are known for their volatility and potential for capital loss. Image: Goldman Sachs Global Investment Research

U.S. Household Financial Assets

U.S. Household Financial Assets The total amount of cash held by households in the United States has reached a staggering $18 trillion. Image: BofA Research Investment Committee

U.S. Household Liquid Assets

U.S. Household Liquid Assets The amount of cash and equivalents held by households in the United States has reached an unprecedented level of $18 trillion. Image: BofA Research Investment Committee

U.S. Household Net Equity Demand by Year

U.S. Household Net Equity Demand by Year U.S. households’ demand for equities could be a headwind for stocks. Image: Goldman Sachs Global Investment Research

Household Debt-to-Income Ratios

Household Debt-to-Income Ratios U.S. households have improved their balance sheets in the past decade. Image: Deutsche Bank

U.S. Household Equity Flows vs. S&P 500 Returns

U.S. Household Equity Flows vs. S&P 500 Returns Historically, the S&P 500 tends to bottom only after large outflows from U.S. households. Image: BofA Research Investment Committee