Implied Equity Allocation by U.S. Households

Implied Equity Allocation by U.S. Households Periods of high household equity allocation have historically been followed by lower market returns, implying that current trends might indicate potential risks for future investors. Image: J.P. Morgan

U.S. Household Equity Ownership vs. S&P 500

U.S. Household Equity Ownership vs. S&P 500 The U.S. equity market shows resilience due to strong economic indicators and investor confidence. However, record high household allocations pose risks for potential corrections and may lead to subdued future returns. Image: Real Investment Advice

U.S. Households Aggregate Financial Asset Allocation

U.S. Households Aggregate Financial Asset Allocation Current high levels of U.S. household equity allocation suggest potential risks for future investors, as historical trends indicate this often precedes lower market returns. Image: Goldman Sachs Global Investment Research

Inequality – Inflation Adjusted U.S. Household Net Worth by Brackets

Inequality – U.S. Household Net Worth by Brackets The widening wealth gap in the U.S. reflects deep-rooted structural issues that have persisted for decades. While some groups have gained, the overall trend indicates a growing divide that challenges economic mobility and social equity. Image: Real Investment Advice

Equity Share of Household Financial Assets

Equity Share of Household Financial Assets Cultural attitudes towards savings, structural differences in pension systems, and a preference for liquidity contribute to lower stock ownership rates among European households compared to their U.S. counterparts. Image: Goldman Sachs Global Investment Research

Real U.S. Household Net Worth vs. GDP

Real U.S. Household Net Worth vs. GDP The current wealth of American households, marked by an unprecedented gap between net worth and GDP, raises concerns about sustainability. A correction may occur if asset prices begin to realign with economic fundamentals. Image: Real Investment Advice

U.S. Household Equity Allocation

U.S. Household Equity Allocation Despite the overall strength of the U.S. economy and markets, historical trends suggest that elevated U.S. household equity exposure tends to precede lower future equity returns. Image: BofA Research Investment Committee

U.S. Household Liquid Assets

U.S. Household Liquid Assets The amount of cash held by households in the United States has surged to an unprecedented level of $18 trillion, representing a significant increase from previous years. Image: BofA Research Investment Committee

Personal Saving Rate and U.S. Household

Personal Saving Rate and U.S. Household The U.S. personal saving rate remains well below its long-term average, reflecting a trend of decreased savings and raising concerns about individuals’ financial security. Image: BofA Research Investment Committee