Commercial Bank Loan Delinquency Rate

Commercial Bank Loan Delinquency Rate Chart suggesting that the commercial bank loan delinquency rate is expected to rise Image: Deutsche Bank Global Research

U.S. Delinquency Rate and Unemployment Rate

U.S. Delinquency Rate and Unemployment Rate Hopes of a V-shaped recovery are fading, as delinquency rates were already moving higher before the virus hit. Image: Deutsche Bank Global Research

Delinquency Rate on All Loans and Recessions

Delinquency Rate on All Loans and Recessions In recent history, the delinquency rate trended upward before the recession began. Today, it is declining and does not suggest a recession is looming.

Delinquency Rate of Student Loans since 2003

Delinquency Rate of Student Loans since 2003 The delinquency rate of student loans is higher than credit card delinquency, auto loans and mortgages. The main reason is that the interest rate on student loans can be very high. Image: Federal Reserve Bank of New York

U.S. Auto Loan Delinquency

U.S. Auto Loan Delinquency Auto loan delinquencies keep rising in recent years and are a good measure of financial strain. Image: Quill Intelligence, LLC

U.S. Credit Card Debt Balances in Serious Delinquencies

U.S. Credit Card Debt Balances in Serious Delinquencies Despite the rise in U.S. credit card delinquencies, the economy remains strong. Currently, there are no strong indicators that point to an impending recession. Image: BofA Global Investment Strategy

Delinquencies as % of Total Loans

Delinquencies as % of Total Loans This chart shows the highest mortgage delinquency rate in nine years. Image: The Daily Shot

The Credit Cycle Is Leading the Economic Cycle

The Credit Cycle Is Leading the Economic Cycle This great chart shows that an economic slowdows risk is rising. When delinquency rates on consumer loans reach a low, there’s a high probability of a recession on the horizon. Image: Deutsche Bank Global Research