Search Results for: loan

U.S. High Yield Bonds and Leverage Loans The pace of downgrades has accelerated in the U.S. leveraged loan market, despite declining interest rates. Image: Goldman Sachs Global Investment Research

Delinquency Rate of Student Loans since 2003 The delinquency rate of student loans is higher than credit card delinquency, auto loans and mortgages. The main reason is that the interest rate on student loans can be very high. Image: Federal Reserve Bank of New York

U.S. Student Debt, Auto Loan Debt, Credit Card Balance, per Capita Household debt balances have been rising steadily in recent years. Image: Deutsche Bank Global Research

U.S. Commercial and Industrial Loans Interesting chart suggesting that U.S. commercial and industrial loans are expected to slow. Image: Quill Intelligence, LLC

U.S. Auto Loan Delinquency Auto loan delinquencies keep rising in recent years and are a good measure of financial strain. Image: Quill Intelligence, LLC

Foreign Bank Assets and Loans in China This interesting chart shows that foreign banks have a very small footprint in China. Image: Institute of International Finance

Delinquency Rate on All Loans and Recessions In recent history, the delinquency rate trended upward before the recession began. Today, it is declining and does not suggest a recession is looming.

Interest Rates for Personal Loans and Credit Cards Diverge Due to the growing spread, many borrowers take out personal loans to pay off credit card debt. Image: Axios

Distribution of Student Loan Borrowers by Balance Interesting chart showing that most student loan debts range between $10,000 and $25,000. You may also like “America’s Student Debt by State.” Image: ValuePenguin

U.S. Leveraged Loan Index Rating Breakdown: 2008 vs. 2019 Since 2008, this chart shows that U.S. leveraged loans are getting lower ratings. Any drop in the credit ratings could also amplify the next recession. Image: Standard & Poor’s Leveraged Commentary & Data, UBS