Equity Share of Household Financial Assets Compared to U.S. households, Europeans exhibit lower stock ownership rates, which can be explained by cultural savings attitudes, structural differences in pension systems, and a stronger preference for liquid investments. Image: Goldman Sachs Global Investment Research
Implied Equity Allocation by U.S. Households Periods of high household equity allocation have historically been followed by lower market returns, implying that current trends might indicate potential risks for future investors. Image: J.P. Morgan
Inequality – U.S. Household Net Worth by Brackets The widening wealth gap in the U.S. reflects deep-rooted structural issues that have persisted for decades. While some groups have gained, the overall trend indicates a growing divide that challenges economic mobility and social equity. Image: Real Investment Advice
Real U.S. Household Net Worth vs. GDP The current wealth of American households, marked by an unprecedented gap between net worth and GDP, raises concerns about sustainability. A correction may occur if asset prices begin to realign with economic fundamentals. Image: Real Investment Advice
U.S. Households Allocation to Corporate Equities as a % of Financial Assets Historically, periods of high household equity allocation have been followed by lower market returns, suggesting that current trends may signal potential risks for future investors. Image: MarketDesk Research
U.S. Household Liquid Assets The amount of cash held by households in the United States has surged to an unprecedented level of $18 trillion, representing a significant increase from previous years. Image: BofA Research Investment Committee
Personal Saving Rate and U.S. Household The U.S. personal saving rate remains well below its long-term average, reflecting a trend of decreased savings and raising concerns about individuals’ financial security. Image: BofA Research Investment Committee
U.S. Household Financial Assets The total amount of cash held by households in the United States has reached a staggering $18 trillion. Image: BofA Research Investment Committee
U.S. Household Net Equity Demand by Year U.S. households’ demand for equities could be a headwind for stocks. Image: Goldman Sachs Global Investment Research
Household Debt-to-Income Ratios U.S. households have improved their balance sheets in the past decade. Image: Deutsche Bank
U.S. Household Equity Flows vs. S&P 500 Returns Historically, the S&P 500 tends to bottom only after large outflows from U.S. households. Image: BofA Research Investment Committee